Most of the time, one Air India Maharaja Club point gets you ₹1 to ₹2 on an award flight, once you’ve paid the taxes and fees in cash. Delhi to Goa works out at about ₹1.60 a point. Fly Delhi to San Francisco in business and it’s closer to ₹4. Air India sells points for ₹1.50 itself, so anything above that is a good deal.
On most ICICI cards, a reward point is worth about ₹0.25, and up to ₹1 on Emeralde Private Metal and Times Black. Here is what your points are worth and how to redeem them.
HDFC has four business credit cards, from ₹500 to ₹10,000 a year. Here’s what each one is really worth in rupees, how the fees, lounges and tax rewards compare, and which one fits your spend.
Yes, you can pay income tax and GST with a credit card in India. Here are the steps on both portals, what it costs, when the rewards beat the fee, and which cards still earn on tax.
HDFC BizPower points now transfer to 22 airlines and hotels. Here’s every partner and ratio, what a point is worth at each, and the two best picks: Accor for hotels and Avios via Finnair for business class.
You redeem HSBC reward points in the HSBC India app. Here’s every option, step by step, and what a point is worth on Premier, TravelOne and Platinum cards.
HSBC India has been emailing cardholders whose reward points went into someone else’s airline or hotel account. Here’s what the notice means and what to do.
1 KrisFlyer mile is worth about ₹1.2 in economy and ₹2 in Singapore Airlines business class. We priced real award seats from Delhi to show where your miles go furthest, and which Indian cards transfer best.
1 Marriott Bonvoy point is worth about ₹0.7 on a typical Indian stay, and over ₹1 at the right hotel. We priced 12 hotels in Mumbai and Goa to show you where your points go furthest.
1 Avios is worth about ₹1.4 in economy and ₹4 or more in Qatar business class. Here’s the value table, the best and worst uses, and which Indian cards transfer to Avios at the best rate.