What your credit card points and airline or hotel miles are really worth in rupees, and how to redeem or transfer them for maximum value.
HDFC BizPower points now transfer to 22 airlines and hotels. Here’s every partner and ratio, what a point is worth at each, and the two best picks: Accor for hotels and Avios via Finnair for business class.
1 KrisFlyer mile is worth about ₹1.2 in economy and ₹2 in Singapore Airlines business class. We priced real award seats from Delhi to show where your miles go furthest, and which Indian cards transfer best.
1 Marriott Bonvoy point is worth about ₹0.7 on a typical Indian stay, and over ₹1 at the right hotel. We priced 12 hotels in Mumbai and Goa to show you where your points go furthest.
1 Avios is worth about ₹1.4 in economy and ₹4 or more in Qatar business class. Here’s the value table, the best and worst uses, and which Indian cards transfer to Avios at the best rate.
One Accor point is worth €0.02, about ₹2.1. Here’s when you get that full value, how your card points convert, the Qatar Avios route and how to stop points expiring.
Axis EDGE reward points value in rupees, next to HDFC: what 1 point is worth as cashback, as vouchers, and on a real award flight booking.
What are air miles, how are they different from credit card points, and what is a mile worth in rupees? A plain-English guide for Indian cardholders.
Want to redeem HDFC credit card points for more? See what Infinia, Diners Club Black, Regalia Gold and Millennia points are worth, and where they go furthest.